Leaky Wallet

Where Is My Money Going? Find Out in 30 Seconds.

You earn a solid income, but somehow there's never as much left over as there should be. The spending is spread across dozens of merchants — food, subscriptions, transport, fees — and none of it is obvious until you look at the full picture.

Leaky Wallet analyzes your bank statement and shows you exactly where every dollar went, broken down by category, merchant, and month. Most people are surprised at what they find.

Find Out Where Your Money Is Going

Upload your bank statement CSV or PDF — instant results, completely free.

Analyze My Spending Now

Free · No signup · Works with any bank

The Categories Where Money Disappears

Subscriptions: The average person pays for 7+ subscriptions — many forgotten
Dining & Takeaway: Often the fastest-growing category month over month
Groceries: Small increases per shop compound quickly across the year
Entertainment: Streaming, gaming, and events can easily hit $200+/month
Transport: Ride shares, tolls, and parking add up invisibly
Bank Fees: Monthly account fees, ATM fees, and foreign transaction charges
Health & Fitness: Gym memberships, apps, and supplements often underused
Insurance: Duplicate cover or lapsed price competition drives this up

What the Analysis Shows You

  • Total spending by category with percentage breakdown
  • Your top merchants — where the largest amounts actually went
  • Month-over-month comparison: which categories grew and by how much
  • All subscriptions and recurring charges detected automatically
  • Estimated "money leak" — the recoverable amount you're losing monthly
  • Easy wins: specific actions to save money this week

How to Get Your Spending Breakdown

  1. 1Log in to your bank and download the last 90 days of transactions as CSV or PDF
  2. 2Upload the file to Leaky Wallet — no account required, completely private
  3. 3Get an instant breakdown showing every category, every subscription, every leak
  4. 4Unlock the Pro report for a personalised 12-week savings plan ($1.99 one-time)

Frequently Asked Questions

Why don't I know where my money is going?

Most people's spending is spread across dozens of merchants and categories, making patterns invisible to manual review. Subscriptions auto-renew silently, prices creep up, and small charges go unnoticed until they add up to hundreds per month.

How can I track where my money goes each month?

The most accurate method is to analyze your actual bank transactions. Upload a CSV or PDF from your bank to Leaky Wallet and get an instant category breakdown — no manual entry required.

What's the biggest money leak most people don't notice?

Forgotten subscriptions and subscription price increases are the most common. But bank fees, overlapping insurance policies, and dining/delivery spending that's crept up over time are also major culprits.

How often should I analyze my spending?

Monthly is ideal. Export your previous month's transactions, upload them, and compare category totals month-over-month. The analyzer shows you which categories increased and by how much.

Can this help me save money?

Yes. The free analysis shows your spending leaks. The Pro report ($1.99) gives you a personalized 12-week savings plan with specific actions: subscriptions to cancel, fees to negotiate, categories to set limits on, and a projected savings total.