Check My Spending — An Instant Spending Review
Checking your spending manually means scrolling through hundreds of transactions and trying to add them up by category in your head. A bank statement analyzer does this instantly and more accurately — every transaction categorized, every subscription flagged, every trend surfaced.
Upload your bank statement for a complete spending check. You'll see exactly where your money went, which categories are over or under your expectations, and what you're paying for that you didn't realize.
Check Your Spending Now
Upload your bank statement — complete spending check in 30 seconds, free.
Check My SpendingFree · No signup · Works with any bank
What the Spending Check Covers
Spending by category
Groceries, dining, transport, subscriptions, fees, entertainment, shopping
Top merchants
The 10 businesses getting most of your money — often surprising
All subscriptions and recurring charges
Every recurring charge with merchant name, amount, and yearly cost
Month-over-month changes
Which categories increased or decreased compared to last month
Hidden charges
Charges that are hard to spot — obscure merchant names, foreign currency, annual fees
Savings action plan
Specific steps to reduce spending — based on your actual patterns
How to Check Your Spending
- 1Export your statement. Download 90 days of transactions from your bank's website as CSV or PDF.
- 2Upload for the check. Drop your file and your complete spending check appears in under 30 seconds.
- 3Review category by category. Identify which categories surprised you — these are the ones to focus on.
- 4Act on the easy wins. Cancel any subscriptions you don't recognize or no longer use.
Frequently Asked Questions
How do I check what I'm spending money on?
Export your bank statement as CSV or PDF from your bank's website, then upload it to Leaky Wallet. Every transaction is categorized and displayed — groceries, dining, transport, subscriptions, and more — with monthly totals and trends.
How do I check my spending for the month?
Download your current month's transactions from your bank's website (even if the month isn't over) and upload the CSV or PDF. The analyzer shows spending to date by category.
How do I check if I have any subscriptions I forgot about?
Upload at least 90 days of bank statements — the analyzer detects recurring patterns and flags every subscription, including quarterly and annual ones that wouldn't appear in a single month.
Is there a free way to check my spending?
Yes — Leaky Wallet is completely free. Upload your bank statement CSV or PDF and get a complete spending check with no account required.