Leaky Wallet

Free Spending Tracker — See Where Every Dollar Goes Without an App

Most spending trackers require connecting your bank account, installing an app, or entering transactions manually. Leaky Wallet skips all of that — just upload your bank statement CSV or PDF and get a complete spending breakdown in under 30 seconds.

Track Your Spending Now

Upload your bank statement — instant category breakdown, no app required

Analyze My Spending Free

Free · No signup · CSV or PDF · Works with any bank

What You Track Automatically

Category breakdown: Every transaction automatically sorted: groceries, dining, transport, entertainment, subscriptions, fees, and more
Month-over-month trends: See which categories grew or shrank compared to last month, and by exactly how much
Merchant-level detail: See your top 10 merchants by spend — not just categories but the actual companies getting your money
Recurring charge detection: Every subscription and recurring payment identified, with monthly and annual cost totals
Spending leak summary: Your estimated monthly "leak" — money going to forgotten or underused services
Easy wins list: Specific actions ranked by savings impact: cancel this, negotiate that, switch this service

How to Track Your Spending

  1. 1Log in to your bank and export last month's transactions as CSV or PDF
  2. 2Upload the file to Leaky Wallet — no account required, completely private
  3. 3Review your spending by category, see your top merchants, and spot unusual charges
  4. 4Act on the easy wins — cancel, negotiate, or switch services to start saving immediately

Frequently Asked Questions

Do I need to install an app to use this spending tracker?

No. Leaky Wallet is entirely web-based. Upload your bank statement CSV or PDF from your browser and get your full spending breakdown instantly — nothing to install or sign up for.

How does it categorize my spending?

The analyzer automatically categorizes transactions based on merchant name and transaction patterns. Categories include groceries, dining, transport, entertainment, subscriptions, health, utilities, shopping, fees, and more.

How is this different from my bank's spending tracker?

Bank-built spending trackers use broad categories and often misclassify transactions. Leaky Wallet specifically focuses on finding leaks — recurring charges, price increases, and forgotten subscriptions — not just category totals.

Can I track spending across multiple bank accounts?

Yes. Export CSV files from each account and upload them separately. The analyzer handles each independently so you can compare and identify which account has the most leak.

How often should I track my spending?

Monthly tracking is most effective. Export the previous month's transactions, analyze them, and compare with your prior month. Patterns and changes become visible quickly when you do this consistently.

Does the spending tracker show year-over-year data?

The analysis covers the date range of your exported statement. For year-over-year comparison, export 12 months of transactions. The analyzer will show monthly trends and highlight months with unusually high spending.