Where Did My Money Go? Find Out in 30 Seconds.
It's the end of the month, your account balance is lower than expected, and you can't account for all of it. You're not alone — most people can't account for 20–30% of their monthly spending. Here's how to find exactly where it went.
Find Out Where Your Money Went
Upload your bank statement — complete breakdown in 30 seconds
Show Me Where My Money WentFree · No signup · Works with any bank worldwide
The Most Common Places Your Money Disappears
Subscriptions you forgot about
"The free trial that became a $14.99/month charge six months ago"
Price increases you never noticed
"Netflix went from $13.99 to $22.99 and you're still paying the new rate without realising the jump"
Small recurring charges
"$4.99 here, $7.99 there — each invisible alone, together $40–$80/month"
Foreign currency transaction fees
"Every USD-priced subscription costs your bank's FX fee on top — typically 2–3%"
Dining and delivery creep
"Uber Eats and DoorDash adding $15–$30 per order, 3–4 times a week"
Duplicate services
"Two music apps, three cloud storage plans, two antivirus subscriptions"
Unused memberships
"Gym still charging $60/month since January even though you stopped going"
Bank fees you could avoid
"Monthly account fees that can be waived with a minimum balance you might qualify for"
How to Get a Full Picture
- 1Log in to your bank and download the last 90 days of transactions as CSV or PDF
- 2Upload to Leaky Wallet — no account, no connection, no data stored
- 3See every category, every merchant, every recurring charge — nothing hidden
- 4Act on the easy wins: cancel the forgotten ones, call about the fees, cut the duplicates
Frequently Asked Questions
Why doesn't my salary stretch as far as it should?
The gap between what you earn and what you save is usually made up of small, recurring charges that add up invisibly. Subscriptions, fees, and habitual spending (dining, delivery, impulse buys) are the most common culprits. An actual bank statement analysis — not estimates — reveals the exact breakdown.
How do I find out where my money is going?
The most accurate way is to look at your actual transactions. Export your bank statement as CSV or PDF and upload it to Leaky Wallet. In 30 seconds you get a complete spending breakdown by category, merchant, and pattern.
How much money do people typically recover after an analysis?
Most people who act on the results save $150–$600 per year. The typical breakdown: $80–$200 in forgotten subscriptions, $50–$150 in bank fees (some avoidable, some negotiable), and $100–$300 in spending optimizations.
What if I don't know where to start?
Start with subscriptions — they're the easiest wins. The analyzer lists every recurring charge with the merchant name, amount, and how long it's been running. Cancel the ones you don't recognize or no longer use and you'll see immediate results.