Leaky Wallet

How Leaky Wallet Works

Leaky Wallet analyzes your bank statement to find hidden subscriptions, unnecessary fees, and spending patterns you might have missed. Here's exactly how it works.

1

Upload Your Statement

Export a CSV or PDF bank statement from your bank's website or app. Most banks let you download statements from the last 30-90 days.

Your file is processed in memory only - never stored on our servers.
2

Instant Analysis

Our analyzer scans every transaction, looking for:

  • Recurring subscriptions (Netflix, Spotify, gym memberships)
  • Bank fees and charges
  • Spending categories and patterns
  • Month-over-month changes
  • Your biggest transactions
3

Get Your Report

Within seconds, you'll see a complete breakdown including:

  • Monthly "leak" amount - money slipping away unnoticed
  • Potential annual savings if you fix the leaks
  • All detected subscriptions with confidence levels
  • Spending by category with visual breakdowns
  • Actionable "Easy Wins" to save money
4

Take Action

Use your personalized recovery plan to:

  • Cancel forgotten subscriptions
  • Negotiate or eliminate bank fees
  • Set spending limits for problem categories
  • Track your progress over time

Supported Banks & Formats

Leaky Wallet works with CSV and PDF statements from most major banks worldwide, including:

Australia

  • ANZ
  • Commonwealth Bank
  • Westpac
  • NAB
  • ING
  • Macquarie

United States

  • Chase
  • Bank of America
  • Wells Fargo
  • Citi
  • Capital One
  • US Bank

United Kingdom

  • Barclays
  • HSBC
  • Lloyds
  • NatWest
  • Santander UK
  • Monzo

Other

  • Any CSV with date, description, amount
  • Standard PDF statements
  • Multi-currency support

Your Privacy Matters

No Data Storage

Your bank statement is processed in memory and immediately discarded. We never save your financial data.

No Account Required

No signup, no email, no tracking. Just upload and get your results instantly.

Session-Only Processing

When you close your browser tab, all data from your analysis is gone forever.

Ready to Find Your Money Leaks?

Most people discover $200-$600/month in hidden spending.

Analyze My Statement