🇬🇧 United Kingdom
Bank Statement Analyzer UK — Barclays, HSBC, Lloyds, Monzo & More
Free bank statement analysis for UK customers. Export your transactions from any British bank as CSV or PDF and instantly find hidden subscriptions, unnecessary fees, and spending leaks. No signup, completely private.
Analyze Your UK Bank Statement
Works with Barclays, HSBC, Lloyds, NatWest, Monzo, Starling, and all UK banks
Analyze My Statement FreeFree · No signup · CSV or PDF · Data never stored
Supported UK Banks
Export from barclays.co.uk → Statements → Download as CSV
Export from hsbc.co.uk → Statements → Download Transactions → CSV
Export from lloydsbank.com → Transactions → Export as CSV
Export from natwest.com → Transactions → Download Statement → CSV
Export from santander.co.uk → Online Banking → Statements → Download
Export from Monzo app → Account → Export Transactions → CSV
Export from starlingbank.com → Spaces → Download Statement → CSV
Export from halifax.co.uk → Transactions → Export as CSV
Export from nationwide.co.uk → My Accounts → View Statement → Download
Export from firstdirect.com → Transactions → Export → CSV
UK-Specific Spending Leaks
TV licence and duplicate streaming
BBC iPlayer requires a TV Licence (£169.50/year). Many UK households also pay for Sky, Netflix, Amazon, Disney+ simultaneously.
Council tax direct debits
Council tax spreading over 10 months means two "free" months — but some banks still charge account fees in those months
Packaged bank account fees
Barclays Premier, NatWest Platinum, and similar packaged accounts charge £12–£25/month for benefits many customers never use
Mobile phone contract upgrades
Old phone contracts that should have ended but kept billing at full price even after the handset is paid off
Foreign currency fees on EU subscriptions
Post-Brexit, some UK banks charge additional fees on EUR-denominated subscriptions
Frequently Asked Questions
Which UK banks does Leaky Wallet support?
Leaky Wallet works with CSV and PDF exports from any UK bank including Barclays, HSBC, Lloyds, NatWest, Santander, Monzo, Starling, Halifax, Nationwide, First Direct, and more.
How do I export my UK bank statement as CSV?
Log in to your bank's online banking website, navigate to your account transactions, look for Download or Export Statement, and select CSV format. Most UK high-street banks and challenger banks support this.
Does it work with Monzo and Starling exports?
Yes. Monzo and Starling both support CSV exports from their apps. Go to Account → Export Transactions and upload the file to Leaky Wallet.
Can it detect my Sky or BT subscription increases?
Yes. The analyzer detects price changes in recurring charges — so if your Sky or BT bill increased, it will flag the change and calculate the annual cost difference.
Is Leaky Wallet free in the UK?
Yes, the core analysis is completely free. A Pro report with a personalised savings plan is available for a one-time $1.99 (approx £1.60) charge.