Student Budget Planner — Make Your Money Last Longer
Student finances are tight — every dollar counts. But student budgets are also where subscriptions and unnecessary charges accumulate fastest: free trial apps from orientation week, streaming services shared or not, dining apps used a few times, and forgotten monthly fees.
Upload your bank statement and see exactly where your student budget is going. Most students find $50–$150/month in unnecessary charges — money that could cover groceries, textbooks, or rent.
Make Your Student Budget Work
Upload your bank statement — see exactly where your student money goes.
Analyze My Student BudgetFree · No signup · Works with any bank
Common Student Budget Drains
Streaming subscriptions
Netflix, Stan, Disney+, Binge — multiple streaming apps costing $50–$80/month combined
Food delivery apps
Uber Eats and DoorDash add $5–$10 in fees per order — 2x/week is $1,000+/year
Gaming subscriptions
PlayStation Plus, Xbox Game Pass, in-game purchases that recur monthly
Cloud storage
Multiple plans across Apple iCloud, Google Drive, and Dropbox
Bank fees
Student accounts should have zero fees — check if you're on the right account
Free trial auto-renewals
Apps downloaded for assignments that converted to paid and kept charging
How to Build a Student Budget That Works
- 1See your real spending first. Upload your bank statement — even just 30 days — to see exactly where your money goes.
- 2Cancel what you don't use. Any subscription you haven't used this month is a candidate for cancellation.
- 3Set realistic limits by category. Dining, entertainment, and transport are the most controllable categories.
- 4Check your bank account type. Make sure you're on a student account with zero monthly fees — most banks offer these.
Frequently Asked Questions
How should a student budget their money?
Start by seeing what you actually spend. Upload your bank statement to get a real breakdown. Then prioritize essentials (rent, groceries, transport) and find subscriptions and dining you can reduce. Aim to keep wants under 30% of income.
How much should a student spend on subscriptions?
Ideally under $30–$50/month for all streaming and digital services. Most students have significantly more than this — often 2–3 streaming apps, a gaming subscription, and multiple app subscriptions they've forgotten. A statement audit typically finds $50–$100/month in unnecessary student subscriptions.
What are the biggest money wasters for students?
Food delivery apps (fees add up fast), forgotten subscriptions from free trials, multiple streaming services, and buying coffee daily. A $5 coffee 5 days a week is $1,300/year — the impact becomes visible when you see it in your statement.
Is Leaky Wallet free for students?
Yes — completely free with no account required. Upload your bank statement and get your full spending breakdown. No student discount needed — it's always free.