Leaky Wallet
Free · No signup · Files auto-deleted

Find the money quietly leaving your account

Upload your bank statement. We scan it privately — no login, no storage — and show you every hidden subscription, fee, and spending leak.

Your bank statement never leaves your device session · Results in 10s · No card required

47,000+ scans run · avg. $412/mo in leaks found
Bank Statement · June 2025Scanning…
Processed locally · never uploaded · auto-cleared on close
Jun 1NETFLIX.COM-$15.99
Jun 2SPOTIFY PREMIUM-$10.99
Jun 3AMAZON PRIME-$14.99
Jun 4ADOBE CC-$54.99
Jun 5GYM MEMBERSHIP-$54.00
Jun 6APPLE ICLOUD-$2.99
Jun 8ANNUAL FEE-$99.00
Jun 9HULU BUNDLE-$17.99
Netflix (unused)$15.99
Gym membership$54.00
Annual fee charged$99.00
Avg. leaks found:$0/mo

How it works

Step 1

Upload

Drop your CSV or PDF bank statement. We process it in memory — never stored.

Step 2

Analyze

AI scans every transaction for subscriptions, fees, and spending patterns.

Step 3

Save

Get a personalized action plan showing exactly what to cancel and cut.

What we find

📺

Hidden subscriptions

Netflix, Spotify, gym memberships you forgot you signed up for

💸

Bank fees & charges

ATM fees, account fees, and overdraft charges quietly adding up

🔁

Duplicate spending

Paying twice for the same type of service or category

📈

Price increases

Subscriptions that quietly raised their price without telling you

What your report looks like

Sample Analysis
Preview
Monthly Leak

$347

across 4 categories

Annual Savings

$4,164

if you act now

Spending Breakdown

Food Delivery$156/mo
Subscriptions$89/mo
Shopping$60/mo
Fees & Charges$42/mo

Subscriptions Detected

📺 Netflix$15.99🎵 Spotify$12.99💪 Gym$49.99🎨 Adobe$29.99

Quick Wins

  • Cancel unused gym membership — save $49.99/mo
  • Switch to cheaper streaming bundle — save $28/mo

Sample data — upload your statement to see your real numbers

Privacy First: Your financial data is processed entirely in your browser session and our server memory. We never store, log, or share your bank statement data. This tool is for informational purposes only and does not constitute financial advice.

This free bank statement analyzer helps you upload CSV or PDF files to find hidden subscriptions, analyze spending patterns, and understand where your money goes each month.

Built independently, kept free for everyone

If this helped you find savings, consider supporting the project.

Support

Frequently Asked Questions

Where did my money go this month?+

Upload your bank statement and get a complete spending breakdown in under 10 seconds. Every transaction is categorized by merchant and category — subscriptions, dining, groceries, transport, fees, and more.

How do I find hidden subscriptions on my bank account?+

Export your bank statement as CSV or PDF, then upload it here. Leaky Wallet finds every recurring charge — monthly, quarterly, and annual — and shows the total yearly cost of each.

Is Leaky Wallet really free?+

Yes. The full analysis — subscription detection, spending breakdown, savings plan — is completely free with no account required. An optional Pro Report PDF is available for a one-time $1.99.

Which banks does it work with?+

Any bank worldwide that lets you export a CSV or PDF: ANZ, CommBank, Westpac, NAB, Chase, Bank of America, Wells Fargo, Barclays, HSBC, TD Bank, and hundreds more.

Is my bank statement data safe?+

Your file is processed in server memory and immediately discarded — never stored in a database. We cannot see, access, or sell your financial data.

Does it work with credit card statements?+

Yes. Export your credit card transaction history as CSV or PDF and upload it the same way — it works for both debit and credit card statements.

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